There’s a reason banana bread holds a special place in the hearts of home bakers worldwide. It’s a symphony of comfort, a warm hug on a plate, and the perfect way to use up those forgotten, overripe bananas on your counter. But what if you could elevate this classic to new heights of indulgence? Enter our Double Chocolate Banana Bread: a rich, moist, and utterly irresistible loaf that combines the deep, comforting flavors of cocoa with generous swirls of melting chocolate chips, all nestled in a tender banana-infused crumb. This recipe isn’t just a treat; it’s a chocolate lover’s dream come true, transforming a humble bake into an extraordinary experience that promises to delight with every bite.

Imagine a loaf so intensely chocolatey, yet perfectly balanced by the natural sweetness and moistness of ripe bananas. This Chocolate Banana Bread recipe delivers just that. We’re talking cocoa powder infused throughout the batter for a foundational depth of flavor, complemented by an abundance of melty chocolate chips in every bite. It’s a match made in culinary heaven, combining two universally beloved ingredients into a baking masterpiece that’s surprisingly easy to whip up. Whether you’re looking for a satisfying breakfast, a decadent dessert, or a comforting snack, this double chocolate twist on a classic will undoubtedly bring a smile to anyone’s face, making it an instant family favorite.
If you’re eager to explore more delightful chocolate creations, don’t miss out on my Chocolate Chip Pumpkin Muffins for a seasonal favorite, or indulge in the simplicity of my Quick No-Bake Chocolate Cake for a swift, satisfying dessert!
Why You’ll Adore This Chocolate Banana Bread Recipe!
- Unforgettably Super Chocolatey: This isn’t just banana bread with a few chocolate chips; it’s a true double chocolate delight. Featuring rich cocoa powder blended into the batter and generous amounts of chocolate chips, this recipe ensures an intense, satisfying chocolate flavor that permeates every single slice. It’s truly a dream come true for any chocolate connoisseur, offering a luxurious experience in every bite.
- Incredibly Moist and Tender: The hallmark of truly exceptional banana bread lies in its moisture, and this recipe absolutely excels in that department. By harnessing the natural sweetness and moisture of perfectly overripe bananas, coupled with a thoughtful blend of neutral oil and melted butter, we achieve a loaf that is supremely tender, soft, and moist. Each bite practically melts in your mouth, never dry or crumbly.
- Effortlessly Easy to Make: Don’t let the decadent flavor fool you – this recipe is designed for simplicity. Requiring only a handful of everyday kitchen staples and straightforward steps, it’s a perfect baking project for beginners and seasoned bakers alike. You won’t need any fancy equipment, just a couple of bowls and a loaf pan stand between you and a freshly baked, heavenly loaf ready to be enjoyed.
- Perfect for Any Occasion: Whether you need a quick grab-and-go breakfast, a delightful coffee break treat, a satisfying after-school snack, or a comforting dessert to share with loved ones, this chocolate banana bread fits the bill. Its irresistible appeal makes it a fantastic addition to brunches, potlucks, bake sales, or simply a cozy evening at home with a cup of tea or coffee.
- A Fantastic Way to Utilize Overripe Bananas: Say goodbye to discarding those spotty, brown-speckled bananas! This recipe transforms them into a star ingredient, maximizing their sweetness and moisture content for the ultimate banana bread experience. It’s a delicious and practical solution for reducing food waste while creating something truly delicious.
Essential Ingredients for Your Double Chocolate Banana Bread
Crafting the perfect loaf of chocolate banana bread starts with understanding the role of each quality ingredient. Here’s a breakdown of what you’ll need to create this indulgent treat:
- All-Purpose Flour: The foundational dry ingredient, providing the necessary structure and body to our banana bread.
- Brown Sugar: Adds depth of sweetness with a subtle caramel note and contributes significantly to the moist texture of the loaf.
- Unsweetened Cocoa Powder: The key to achieving that rich, deep chocolate flavor that makes this recipe so special.
- Baking Soda: Our primary leavening agent, which reacts with the acidic components of the bananas and brown sugar to help the bread rise beautifully and create a tender crumb.
- Salt: A vital flavor enhancer that balances the sweetness, sharpens the chocolate notes, and brings out the natural flavor of the bananas.
- Overripe Bananas (Mashed): These are the true stars! The more brown spots they have, the sweeter and softer they are, providing natural moisture and an intense banana flavor.
- Eggs: Act as a binder, holding all the ingredients together, adding richness, and contributing to the bread’s overall structure.
- Neutral Oil (e.g., Avocado, Canola, or Vegetable Oil): Imparts essential moisture to the bread without introducing any strong flavors, ensuring a consistently tender and soft texture.
- Unsalted Butter (Melted): For a buttery richness and additional moisture. Using unsalted butter allows you precise control over the overall salt content in the recipe.
- Chocolate Chips: These glorious morsels melt into pockets of gooey chocolate throughout the bread, adding delightful bursts of flavor and texture.

Crafting Your Delicious Chocolate Banana Bread: A Step-by-Step Guide
Baking this delightful chocolate banana bread is a straightforward process, promising a perfectly moist and flavorful loaf every time. Follow these simple steps for success:
- Prepare Your Workspace and Oven: Begin your baking journey by preheating your oven to 350°F (175°C). This crucial first step ensures your bread rises properly and bakes evenly from the moment it enters the heat. While the oven preheats, prepare a 9×5 inch loaf pan. For easy removal, line it with parchment paper, allowing some overhang on the longer sides. Alternatively, grease and flour the pan thoroughly.
- Combine the Dry Ingredients: In a large mixing bowl, measure out and combine all your dry ingredients: the all-purpose flour, brown sugar, unsweetened cocoa powder, baking soda, and salt. Use a whisk to mix them thoroughly until they are well combined and there are no visible lumps of cocoa or baking soda. This step is crucial for an even texture and distribution of leavening agents in your final bread.
- Mix the Wet Ingredients: In a separate, medium-sized bowl, whisk together the wet ingredients. Start with the mashed overripe bananas, then add the large egg, neutral oil, and melted unsalted butter. Continue whisking until the mixture is smooth and all ingredients are fully incorporated, creating a cohesive liquid base for your batter.
- Gently Combine and Fold in Chocolate Chips: Pour the wet ingredient mixture into the bowl containing your dry ingredients. Using a spatula or wooden spoon, gently stir the ingredients together until they are just combined. It’s paramount not to overmix the batter; a few small lumps of flour are perfectly acceptable. Overmixing can develop the gluten in the flour, leading to a tough, dense, and less tender bread. Finally, gently fold in about ¾ of your chocolate chips, ensuring they are evenly distributed throughout the batter without excessive stirring.


- Fill the Pan and Top with Extra Chips: Carefully pour the prepared batter evenly into your lined or greased loaf pan. Using a spatula, spread it gently to ensure the top is relatively smooth. Then, take the remaining ¼ of your chocolate chips and sprinkle them generously over the top of the loaf. This not only adds more chocolatey goodness but also creates a beautiful, inviting, and tempting crust that bakes to perfection.
- Bake to Perfection: Place the loaf pan in your preheated oven, ideally on the middle rack for optimal and even heat distribution. Bake for approximately 50-60 minutes. It’s crucial to remember that baking times can vary significantly based on your specific oven’s calibration and the material of your loaf pan, so consider these times as a guideline.
- Check for Doneness: To confirm your bread is perfectly baked through, insert a clean wooden toothpick or a thin skewer into the very center of the loaf. If it comes out clean or with only a few moist crumbs attached (not wet batter), your bread is ready. If it comes out with wet batter, return it to the oven for another 5-10 minutes and re-test, ensuring it’s cooked all the way through.
- Cool and Enjoy: Once baked, remove the loaf from the oven and allow it to cool in the pan for about 10-15 minutes. This initial cooling period allows the bread to set and prevents it from crumbling when handled. After this, carefully lift the bread out of the pan using the parchment paper overhang (if used) and transfer it to a wire rack. Let it cool completely to room temperature before slicing. While it’s tempting to cut into it warm, waiting ensures cleaner slices and a superior texture. Slice, serve, and savor every chocolatey, banana-infused bite!
Expert Recipe Notes and Baking Tips for Success
Achieving the perfect loaf of chocolate banana bread is easy when you keep these helpful hints and baking tips in mind. They’ll guide you towards a consistently moist, flavorful, and perfectly baked treat:
- Preheating is Paramount: Always ensure your oven is fully preheated to the specified temperature (350°F or 175°C) before placing your loaf inside. A cold oven can negatively impact the bread’s rise and overall texture, leading to a denser and less desirable result.
- Choose Your Oil Wisely: Opt for a neutral-flavored oil such as avocado, canola, or vegetable oil. These oils provide necessary moisture without introducing competing or overpowering flavors, allowing the delicious chocolate and banana notes to truly shine through.
- The Golden Rule of Mixing: Avoid overmixing the batter at all costs! Once the wet and dry ingredients are combined, stir only until the flour streaks disappear. Overmixing develops gluten, which can result in a tough, chewy, and significantly less tender banana bread. A few lumps are perfectly fine and often preferred.
- Mash Bananas Thoroughly: For the best and most consistent texture, make sure your overripe bananas are well mashed, with no large chunks remaining. Smoothly mashed bananas integrate better into the batter, ensuring even moisture distribution and a uniform crumb throughout the loaf.
- Prepare Your Pan Properly: Don’t skip the crucial step of greasing and flouring your loaf pan, or lining it with parchment paper. This vital preparation prevents the bread from sticking to the pan and makes for easy, clean removal once baked. A little oil or butter and a dusting of flour (or even cocoa powder for chocolate bread!) goes a long way.
- Middle Rack for Even Baking: Quick breads like this chocolate banana bread bake best on the middle rack of your oven. This central position allows for optimal heat circulation, promoting an even cook, consistent rise, and uniform browning on all sides of the loaf.
- Timely Doneness Check: Begin checking your chocolate banana bread for doneness around the 45-50 minute mark. Ovens can vary significantly in temperature and performance, and checking early helps prevent overbaking, which can lead to a dry and less appealing loaf.
- The Toothpick Test: The most reliable way to check if your bread is thoroughly baked is the classic toothpick test. Insert a wooden toothpick, skewer, or thin knife into the very center of the loaf. If it comes out clean or with only a few moist crumbs clinging to it (no wet batter), your bread is perfectly baked. If it’s still wet, return it to the oven for another 5-10 minutes.
- Cool Completely: While it’s incredibly tempting to slice into a warm loaf, allowing the bread to cool completely on a wire rack is crucial. This helps the loaf set its internal structure, makes for much cleaner slices, and surprisingly enhances its flavor and overall texture. Patience is a virtue in baking!
- Prevent Sinking Chocolate Chips: If you find your chocolate chips tend to sink to the bottom of the loaf, try tossing them lightly in a tablespoon of the dry flour mixture before folding them into the batter. This light coating helps suspend them more evenly throughout the loaf during baking.

Frequently Asked Questions About Chocolate Banana Bread
What are the best bananas to use for banana bread?
For truly exceptional banana bread, the best bananas aren’t yellow; they’re practically black! You want bananas that are heavily speckled with black or brown, with only a tiny hint of green left at the stem. The darker and softer the bananas, the sweeter they are, and the more moisture they will impart to your bread. The enzymatic changes that occur during ripening enhance their flavor and texture, making them ideal for baking. There’s no such thing as a banana that’s “too ripe” when you’re making banana bread – embrace the spots!
What are the best chocolate chips to use in this recipe?
The choice of chocolate chips is largely a matter of personal preference, as the banana bread itself already has a good amount of sweetness from the overripe bananas and brown sugar. Semi-sweet chocolate chips are a fantastic choice, offering a classic balance without making the bread overly sweet. However, if you prefer a sweeter loaf, milk chocolate chips will deliver a more indulgent profile. For those who enjoy a richer, less sweet contrast, bittersweet chocolate chips can provide a wonderful depth of flavor. You can use standard-sized baking chips or mini chocolate chips for more even distribution throughout the loaf. For an extra gooey, rustic texture, consider chopping up a quality chocolate bar into irregular chunks – the varying sizes create delightful pockets of melted chocolate. Feel free to experiment with different types to find your ultimate favorite!
Can I freeze this Chocolate Banana Bread?
Absolutely! This chocolate banana bread freezes beautifully, making it perfect for meal prep, spontaneous entertaining, or simply enjoying a freshly baked treat whenever a craving strikes. Once the bread has completely cooled to room temperature, wrap it securely in several layers of aluminum foil, then place it in a freezer-safe bag or airtight container. It can be frozen for up to 3 months without significant loss of quality. When you’re ready to enjoy it, simply thaw the bread overnight in the refrigerator, or on the counter for a few hours. For an extra comforting experience, you can gently warm individual slices in the microwave or a toaster oven for that freshly baked feel.
How should I store leftover banana bread to keep it fresh?
To keep your chocolate banana bread fresh and moist, store it at room temperature in an airtight container or tightly wrapped in plastic wrap. It will stay wonderfully fresh for 2-3 days. For longer storage, you can refrigerate it for up to a week, though refrigeration can sometimes alter the texture slightly, making it a bit firmer. Always ensure the bread is completely cooled to room temperature before storing to prevent condensation from forming inside the container, which can lead to sogginess.
Can I add nuts or other mix-ins to this recipe?
Certainly! This chocolate banana bread recipe is very forgiving and adaptable, making it perfect for custom additions. Chopped walnuts or pecans are excellent additions, providing a pleasant crunch and nutty flavor that beautifully complements the chocolate and banana. You could also experiment with a pinch of cinnamon, nutmeg, or even a dash of espresso powder for a subtle mocha flavor. Just remember that adding extra wet ingredients or a large quantity of mix-ins might slightly alter the baking time; keep an eye on it!
My banana bread is raw in the middle but burnt on the outside. What went wrong?
This common baking issue often indicates that your oven temperature is too high, or your loaf pan is too small for the amount of batter. An oven that’s too hot causes the outside of the bread to cook and brown too quickly while the inside struggles to catch up. Ensure your oven is accurately calibrated (an inexpensive oven thermometer can be a lifesaver!). If the top starts browning too quickly during baking, you can loosely tent the loaf with aluminum foil during the last 20-30 minutes of baking to protect it. Also, double-check that you’re using the correct 9×5 inch loaf pan size as specified in the recipe.

Explore More Delicious Banana Recipes!
If you love baking with bananas as much as we do, here are a few more delightful recipes to inspire your next kitchen adventure and make the most of those ripe fruits:
- Nutella Banana Nut Bread
- Healthy Banana Oats Muffins
- Nutella Swirl Banana Muffins
- Almond Butter Chocolate Chip Banana Bread
We sincerely hope you enjoy creating and savoring every bite of this extraordinary Chocolate Banana Bread recipe. It’s a labor of love that promises to delight your taste buds and become a beloved staple in your baking repertoire. Don’t forget to try it, share your culinary experience, and rate it – your feedback means the world to us and helps other bakers discover this wonderful treat!
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Print Recipe
5 from 4 votes
Chocolate Banana Bread Recipe
This Chocolate Banana Bread recipe delivers a wonderfully moist and tender loaf, perfect for any chocolate lover! It’s easy to prepare, looks beautiful, and tastes even better than it looks.
Ingredients
- 1 cup All-purpose flour
- 1/2 cup brown sugar
- ½ cup unsweetened cocoa powder
- 1 tsp baking soda
- 1/2 tsp salt
- 2 large overripe bananas, mashed
- 1 large egg
- 1/4 cup neutral oil, I used avocado
- ¼ cup unsalted butter, melted
- 1 cup chocolate chips
Instructions
- Prepare Your Pan: Preheat the oven to 350°F (175°C). Line a 9×5 inch loaf pan with parchment paper, leaving an overhang on the longer sides for easy removal.
- Mix Dry Ingredients: In a large bowl, combine the all-purpose flour, brown sugar, unsweetened cocoa powder, baking soda, and salt. Whisk them until well combined.
- Mix Wet Ingredients: In a separate bowl, whisk together the mashed overripe bananas, large egg, neutral oil, and melted unsalted butter until fully incorporated.
- Combine Batters: Add the dry ingredients to the wet ingredients and stir gently until there are no traces of flour. Be careful not to overmix. Fold in ¾ of the chocolate chips.
- Fill & Top: Pour the batter into the prepared loaf pan and sprinkle the remaining chocolate chips evenly over the top of the loaf.
- Bake & Test: Bake for about 50-60 minutes. Baking time may vary depending on your oven and pan. Check doneness by inserting a toothpick into the center; it should come out clean.
- Cool & Serve: Remove from the oven and let cool in the pan for 10-15 minutes. Then, carefully remove from the pan and transfer to a wire rack to cool completely to room temperature before slicing and enjoying.
Notes
- Always start with a preheated oven for consistent baking results.
- Use a neutral oil (like avocado, canola, or vegetable) so its flavor doesn’t overpower the bread.
- Do not overmix the batter; overmixing leads to a dense and chewy loaf.
- Ensure bananas are thoroughly mashed to avoid lumps in the baked bread.
- Grease and flour your loaf pan or line with parchment paper to prevent sticking.
- Bake quick breads on the middle rack for even heat distribution.
- Check for doneness around the 45-50 minute mark to prevent overbaking.
- The toothpick test: bread is done when a toothpick inserted into the center comes out clean.
Nutrition Facts
Serving Size: 1/8 of loaf
- Calories: 220 kcal
- Carbohydrates: 36g
- Protein: 4g
- Fat: 8g
- Saturated Fat: 6g
- Cholesterol: 23mg
- Sodium: 317mg
- Potassium: 247mg
- Fiber: 3g
- Sugar: 18g
- Vitamin A: 56IU
- Vitamin C: 3mg
- Calcium: 26mg
- Iron: 2mg
Love this recipe? We encourage you to rate it and share your thoughts in the comments below!
