Welcome to your new favorite breakfast obsession: the **Chocolate Peanut Butter Banana Baked Oats**. Imagine starting your day with a warm, comforting dish that tastes like dessert but is packed with wholesome goodness. This single-serving marvel transforms simple oats into a rich, fudgy, and incredibly satisfying “breakfast cake” that you’ll crave morning after morning.
This recipe takes the internet’s beloved #BakedOats trend and elevates it with an irresistible flavor trio: the deep, luxurious notes of chocolate, the creamy, nutty embrace of peanut butter, and the natural sweetness of ripe banana. It’s a combination that truly tastes like a Reese’s Peanut Butter Cup, but crafted to be a nourishing and energizing start to your day. Forget complicated breakfast routines; this dish is as easy as blend, bake, and enjoy!

If you’re eager to discover more innovative and delicious ways to kickstart your mornings, be sure to explore other delightful breakfast creations, such as our Mini Pancake Cereal (3 Flavors).
Why You’ll Fall in Love with This Chocolate PB Banana Baked Oats Recipe
This isn’t just another oatmeal recipe; it’s a breakfast experience that delivers on taste, convenience, and health. Here’s why these Chocolate Peanut Butter Banana Baked Oats are destined to become a staple in your kitchen:
- Effortless Preparation: Say goodbye to long, complicated morning routines. This recipe requires minimal effort – simply toss the ingredients into a blender, blitz until smooth, and bake. It’s perfect for busy mornings or when you want a delicious treat without the fuss.
- Unforgettable Flavor Profile: The classic combination of chocolate, peanut butter, and banana is elevated in this baked oat dish. It offers a rich, comforting, and subtly sweet taste reminiscent of your favorite dessert, making breakfast feel like an indulgence rather than a chore. The fudgy texture will have you savoring every spoonful.
- Wholesome and Nourishing: Despite its dessert-like appeal, this baked oatmeal is packed with fiber from the oats, healthy fats from the peanut butter, and essential vitamins and minerals from the banana. It’s a balanced meal that will keep you feeling full and energized throughout your morning.
- Pantry-Friendly Ingredients: You likely already have most of the necessary ingredients in your pantry. This recipe utilizes common staples, making it easy to whip up whenever a craving strikes without a special trip to the grocery store.
- Highly Customizable: While the core flavors are a winning combination, this recipe is incredibly versatile. You can easily adjust the sweetness, swap out milks, or add extra toppings to suit your personal preferences or dietary needs, making it a truly adaptable breakfast option.
Gather Your Ingredients: What You’ll Need
Creating this delectable breakfast couldn’t be simpler with a few key ingredients. Here’s what you’ll need to make your Chocolate Peanut Butter Banana Baked Oats, along with a few helpful notes:
- Old Fashioned Rolled Oats: The foundation of our baked oats. Ensure you use rolled oats, not quick oats or steel-cut, as they provide the ideal texture when blended.
- Milk: Any milk will work beautifully here. Feel free to use dairy milk, almond milk, oat milk, or soy milk based on your preference or dietary requirements.
- Creamy Peanut Butter: Essential for that rich, nutty flavor and creamy texture. Natural peanut butter (without added sugars or oils) is a great choice for a healthier option.
- Ripe Banana: This is key for natural sweetness and moisture. Look for a banana with brown spots, as it will be softer and more flavorful, contributing to the “cake-like” consistency.
- Maple Syrup: Our primary sweetener. Adjust the amount to your taste – a little more for a sweeter treat, a little less for a more subdued sweetness. Honey is also a suitable alternative.
- Baking Powder: A crucial leavening agent that helps the oats rise and achieve a light, fluffy, cake-like texture, preventing them from becoming too dense.
- Whole Egg: Acts as a binder and adds richness. No need to worry about its temperature; a cold egg from the fridge is perfectly fine. For a vegan option, see our FAQ section!
- Vanilla Extract: Enhances all the flavors, adding a subtle warmth and aromatic depth to the baked oats.
- Dutch Cocoa Powder: For that intense chocolatey goodness. Dutch-processed cocoa powder is recommended for a darker color and a fudgier, less bitter taste. Ghirardelli is a fantastic choice if you have it!
- Semi-Sweet Chocolate Chips or Chunks: These melt into pockets of pure chocolatey bliss throughout your oats. Adjust the quantity based on how much chocolate you desire.
- A Pinch of Salt: A dash of salt balances the sweetness and brings out the full depth of the chocolate and peanut butter flavors. Don’t skip it!

Crafting Your Delight: How to Make Chocolate PB Banana Baked Oats
Ready to transform these simple ingredients into a breakfast masterpiece? Follow these straightforward steps to create your perfect single-serving baked oats:
- Preheat Your Oven: Begin by preheating your oven to 350°F (175°C). Position an oven rack in the middle to ensure even baking and optimal heat distribution for your oats.
- Blend All Ingredients (Almost!): In a high-speed blender, combine all the ingredients except for the chocolate chips or chunks. Blend thoroughly until the mixture is completely smooth and creamy. You want absolutely no visible oat pieces; it should resemble a thick, pourable batter. A smaller blender or a single-serve blender attachment can be particularly effective in achieving this desired consistency.


- Prepare Your Ramekin and Add Batter: Lightly spray an 8-ounce ramekin (or two smaller ones if you prefer) with baking spray to prevent sticking. Pour the smooth oat batter into the prepared ramekin. Now, it’s time for the chocolate chunks! Sprinkle them generously over the top of the batter. For melty chocolate pockets throughout the ‘cake,’ gently push some of the chunks down into the batter with a spoon.


- Bake to Perfection: Carefully place the ramekin into your preheated oven. Bake for approximately 25 minutes. Baking times can vary depending on your oven, so start checking for doneness around the 20-minute mark. The baked oats should no longer be jiggly in the center, but also avoid overbaking, which can result in a dry texture. A toothpick inserted into the center should come out mostly clean with moist crumbs.

- Cool, Garnish, and Indulge: Once baked, carefully remove the ramekin from the oven. Allow the baked oats to cool for a few minutes. This brief resting period helps the texture set. For an extra touch of decadence, drizzle with melted chocolate, creamy peanut butter, or any other favorite toppings you desire before diving in. Enjoy warm!
Expert Tips & Tricks for the Perfect Baked Oats
Achieving the best Chocolate Peanut Butter Banana Baked Oats is easy with a few insider tips:
- Milk Matters: While any milk works, experimenting with different types can alter the flavor profile. Almond milk offers a subtle nutty undertone, while full-fat dairy milk will yield a richer, creamier result.
- Don’t Skimp on Baking Powder: This tiny ingredient is a game-changer! It’s essential for achieving that delightful, cake-like rise and preventing your baked oats from becoming a dense, heavy brick. However, stick to the recommended amount, as too much can impart a metallic taste.
- Blender Power: A high-speed blender is your best friend for this recipe. You want a super smooth batter, where the oats are completely pulverized to create that fluffy texture. If your blender struggles, you might need to scrape down the sides more frequently or blend in shorter pulses.
- Chocolate Distribution: The batter can be quite thick. If you want the chocolate chips evenly distributed throughout the baked oats rather than just on top, make sure to give the batter a good stir after adding the chips, before pouring it into the ramekin.
- Sweetener Swap: Maple syrup is wonderful, but feel free to substitute with an equal amount of honey if that’s what you have on hand or prefer the taste.
- Storage Solutions: These baked oats are fantastic for meal prep! Store any leftovers in an airtight container in the refrigerator for 2 to 3 days. They can be reheated in the microwave for a quick breakfast.
- Cocoa Quality: For the deepest, fudgiest chocolate flavor and rich color, opt for Dutch-processed cocoa powder. My personal go-to for consistent quality is Ghirardelli.
- Ripe Bananas are Key: The riper the banana, the sweeter and more easily it blends, contributing to a superior texture and natural sweetness.
Delicious Variations and Customization Ideas
While the classic chocolate peanut butter banana combination is divine, feel free to get creative and customize your baked oats:
- Nut Butter Alternatives: Not a peanut butter fan? Swap it for almond butter, cashew butter, or even sunflower seed butter for a nut-free option. Each will offer a unique flavor profile.
- Add More Fruit: Fold in a handful of fresh or frozen berries (blueberries, raspberries, or chopped strawberries) before baking. You can also slice extra bananas and arrange them on top of the batter before it goes into the oven.
- Spice it Up: A pinch of cinnamon, nutmeg, or even a tiny dash of cayenne pepper (for a Mexican hot chocolate twist) can add incredible depth of flavor.
- Protein Boost: Easily incorporate a tablespoon of your favorite protein powder (vanilla or chocolate work best) into the blender with the other ingredients for an extra protein kick.
- Textural Add-ins: Mix in chopped nuts (walnuts, pecans), shredded coconut, or a tablespoon of chia seeds or flax seeds for added texture and nutritional benefits.
- Different Chocolates: Instead of semi-sweet, try dark chocolate chips for a more intense flavor, or white chocolate chips for a sweeter contrast.
- Topping Extravaganza: Beyond melted chocolate and peanut butter, consider a dollop of Greek yogurt, a sprinkle of granola, fresh fruit, or a dusting of cocoa powder.

Frequently Asked Questions (FAQs) About Baked Oats
Absolutely! While the texture and rich flavors might trick you into thinking it’s a decadent dessert, at its core, this is a bowl of oatmeal. Oats are a fantastic source of fiber, complex carbohydrates, and essential nutrients. Combined with the healthy fats from peanut butter and the vitamins from bananas, it’s a wholesome and satisfying way to fuel your body and start your day with sustained energy. The key is moderation with sweeteners and chocolate additions.
Yes, this baked oatmeal recipe is naturally gluten-free, provided you use certified gluten-free rolled oats. While oats themselves do not contain gluten, they are often processed in facilities that also handle wheat, barley, and rye, leading to cross-contamination. If you have a gluten intolerance or celiac disease, always opt for oats specifically labeled as gluten-free.
We recommend using an 8-ounce (approximately 1 cup) ramekin for a single serving. If you don’t have an 8-ounce ramekin, you can divide the batter into two smaller ramekins. Just remember that the baking time will likely be shorter for smaller ramekins, so start checking for doneness a few minutes earlier to prevent overbaking.
No, steel-cut oats are not suitable for this recipe. This baked oats recipe relies on rolled oats being blended into a fine powder, essentially creating an oat flour within the batter. Steel-cut oats have a much denser texture and will not break down adequately in a blender, resulting in a completely different and less desirable consistency. Stick to old-fashioned rolled oats for the best results.
Yes, baked oats reheat wonderfully! Simply place your cooled baked oats (still in the ramekin or transferred to a microwave-safe bowl) into the microwave and heat for about 30-60 seconds, or until warmed through. You can also warm them gently in a preheated oven for 5-10 minutes if you prefer.
Absolutely! Adding protein powder is a great way to boost the nutritional value and make your baked oats even more filling. We recommend adding 1 tablespoon of your favorite protein powder (vanilla, chocolate, or unflavored work best) to the blender along with the other ingredients. You might need to add an extra splash of milk to maintain the desired batter consistency.
No problem! If your banana isn’t quite ripe, you can quick-ripen it in the oven. Place the unpeeled banana on a baking sheet and bake at 300°F (150°C) for 15-30 minutes, or until the skin turns completely black and the banana is soft when squeezed. Let it cool before peeling and using. This method is perfect for baked goods as it makes the banana incredibly soft and easy to mash or blend.
Yes, it’s very easy to make these baked oats vegan! Simply swap the whole egg for a “flax egg” (1 tablespoon ground flaxseed mixed with 3 tablespoons water, let sit for 5 minutes to thicken) or, surprisingly, you can often omit the egg entirely without significant issues for a single serving. Just ensure you use a plant-based milk and vegan chocolate chips.
The possibilities are endless! Beyond melted chocolate and peanut butter, consider a dollop of Greek yogurt (dairy or plant-based), a sprinkle of granola for extra crunch, fresh berries, sliced almonds, a dusting of cocoa powder, or a drizzle of caramel sauce for an extra indulgent touch.

More Irresistible Breakfast Recipes to Explore
If you’ve enjoyed this delightful baked oats recipe, you’ll surely love these other breakfast ideas:
- The Best Crepe Recipe
- Cozy Pumpkin Spice French Toast
- Comforting Cinnamon Swirl French Toast
- Trendy Whipped Coffee (Dalgona Coffee)
We truly hope you enjoy creating and savoring this incredible Chocolate Peanut Butter Banana Baked Oats recipe. It’s a simple pleasure that brings so much joy to your mornings. If you give it a try, we’d love to hear your thoughts!
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Chocolate PB Banana Baked Oats
Ingredients
- ½ cup old fashion rolled oats
- 2 tbsps. milk
- 1 tbsp. creamy peanut butter
- 1 small ripe banana
- 1-2 tbsps. maple syrup, to taste
- 1 tsp. baking powder
- 1 whole egg
- 1 tsp. vanilla extract
- 1 tbsp. Dutch cocoa powder
- 2-3 tbsps. semi-sweet chocolate chips or chunks
- dash of salt
Toppings (Optional)
- Drizzle of melted chocolate
- Drizzle of creamy peanut butter
Instructions
- Preheat Oven: Preheat your oven to 350°F (175°C) and place a rack in the middle position.
- Blend Ingredients: In a blender, combine the rolled oats, milk, creamy peanut butter, banana, maple syrup, baking powder, whole egg, vanilla extract, Dutch cocoa powder, and salt. Blend until the mixture is completely smooth and no oat pieces remain.
- Prepare & Fill Ramekin: Lightly spray an 8-ounce ramekin with baking spray. Pour the blended batter into the prepared ramekin. Top with the semi-sweet chocolate chips or chunks. Gently push some of the chocolate pieces into the batter if you prefer them incorporated throughout.
- Bake: Bake in the preheated oven for approximately 25 minutes. Baking times may vary, so check for doneness around 20 minutes. The baked oats should not be jiggly in the center, and a toothpick inserted should come out with moist crumbs. Avoid overbaking.
- Cool & Serve: Carefully remove the ramekin from the oven and let it cool for a few minutes. For an extra treat, drizzle with melted chocolate and creamy peanut butter or your favorite toppings before enjoying warm.
Notes
- This recipe is versatile! You can swap the milk for any type, such as almond milk.
- Baking powder is essential for a light, fluffy texture; do not skip it, but use the recommended amount to avoid flavor changes.
- A high-speed blender ensures the oats are well-blended for the best cake-like consistency.
- If you want chocolate chips mixed throughout, stir them into the batter before pouring into the ramekin.
- Maple syrup can be substituted with honey.
- Leftover baked oats can be stored in the fridge for 2-3 days and reheated.
- For a rich, fudgy flavor, Dutch-processed cocoa powder (like Ghirardelli) is recommended.
Nutrition
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