Chocolate Chip Oatmeal Bake

Transform your mornings with a comforting and delicious serving of Chocolate Chip Baked Oatmeal. This incredible make-ahead breakfast takes wholesome oats and bakes them into a cake-like delight, perfect for busy weekdays or leisurely weekends. Packed with nourishing ingredients like hearty oats, sweet bananas, creamy peanut butter, and an abundance of melty chocolate chips, it’s a breakfast that feels indulgent yet is genuinely good for you. Best of all, it’s naturally sweetened, free from refined sugars, making it a healthy and satisfying option for the entire family to enjoy.

A slice of Chocolate Chip Baked Oatmeal on a white plate, garnished with fresh berries and a fork, ready to be enjoyed as a healthy breakfast.
Start your day right with a slice of warm, comforting chocolate chip baked oatmeal.

Imagine starting your day with a breakfast that feels like a treat but provides sustained energy and essential nutrients. That’s exactly what this Chocolate Chip Baked Oatmeal offers! It cleverly turns simple oatmeal into a moist, protein-packed, and fiber-rich “cake” that even the most selective eaters will adore. Whether you’re a long-time oatmeal fan or looking for new healthy breakfast ideas, this recipe is a game-changer. Made with common pantry staples, this delightful oatmeal bake comes together quickly and bakes in just about 35 minutes, proving that healthy breakfasts can also be incredibly convenient.

If you’re constantly on the hunt for easy, wholesome breakfast recipes, you’ll love adding this baked oatmeal to your rotation. For more inspiration, be sure to explore other favorites like my Low Carb Breakfast Potato Skillet, individually portioned Blueberry Baked Oatmeal Cups, or a refreshing Strawberry Chia Pudding.

Why You’ll Fall in Love with This Chocolate Chip Baked Oatmeal

There are countless reasons why this Chocolate Chip Baked Oatmeal is destined to become a staple in your kitchen. Beyond its irresistible flavor, it offers a blend of convenience, nutrition, and versatility that makes it stand out:

  • A Powerhouse of Nutrition: This chocolate oatmeal bake isn’t just delicious; it’s genuinely good for you. Crafted with whole-grain oats and ripe bananas, it delivers complex carbohydrates for sustained energy, dietary fiber for digestive health, and protein to keep you feeling full and satisfied. Plus, it’s naturally sweetened with maple syrup, completely free of refined sugars, allowing you to enjoy a sweet treat without the guilt.
  • Effortlessly Simple to Prepare: Forget complicated recipes! This baked oatmeal epitomizes ease. The process is straightforward: simply combine your wet ingredients, then mix in the dry, fold in the chocolate chips, pour into a baking dish, and let your oven do the rest. It’s perfect for beginner cooks and busy individuals alike, requiring minimal hands-on time for maximum flavor.
  • Infinitely Adaptable to Your Taste: One of the best aspects of this recipe is its incredible flexibility. Easily customize it to fit dietary preferences or whatever you have on hand. Swap out dairy milk for your favorite non-dairy alternative like almond, soy, or oat milk. Experiment with different nut or seed butters (almond, cashew, sunflower seed butter) for varying flavor profiles. Don’t stop at chocolate chips—consider adding white chocolate chips, butterscotch chips, chopped nuts (walnuts, pecans), seeds (chia, flax), or even dried fruits (cranberries, raisins) to make it uniquely yours.
  • Perfect for Meal Prepping: This recipe shines as a make-ahead option. Prepare a batch on Sunday, and you’ll have healthy, ready-to-eat breakfasts for several days. It reheats beautifully, making rushed mornings a breeze and ensuring you start each day with a nourishing meal.

Essential Ingredients for Chocolate Chip Baked Oats

Crafting the perfect Chocolate Chip Baked Oatmeal starts with selecting quality ingredients that contribute to its delightful texture and rich flavor profile. Here’s a detailed look at what you’ll need:

A flat lay photograph showcasing all the fresh and pantry ingredients needed to make homemade chocolate chip baked oatmeal, including oats, bananas, milk, eggs, and chocolate chips.
Gather your simple ingredients to create this wholesome and flavorful baked oatmeal.
  • Oatmeal: The foundation of our bake! This recipe cleverly combines rolled old-fashioned oats for a satisfying chewiness and structure, with quick oats which help bind the mixture and contribute to a softer, more cohesive “cake-like” texture. Using both creates an ideal balance that’s neither too mushy nor too loose.
  • Peanut Butter: Creamy peanut butter adds richness, a delightful nutty flavor, and healthy fats. It also contributes to the binding of the oatmeal. Make sure it’s melted for easier incorporation into the wet ingredients. Feel free to substitute with any other smooth nut butter, such as almond butter or cashew butter, or for a nut-free option, sunflower seed butter.
  • Coconut Oil: A light, neutral-flavored oil like coconut oil (melted and slightly cooled) provides moisture and helps achieve that perfectly tender crumb. If you don’t have coconut oil, any other mild-flavored oil like vegetable oil, canola oil, or even melted unsalted butter will work beautifully.
  • Egg: A single whole egg acts as a crucial binder, holding all the ingredients together and adding to the structure of the baked oatmeal. For best results, use an egg at room temperature.
  • Maple Syrup: Our natural sweetener of choice! Maple syrup provides a wonderful depth of flavor and sweetness without the need for refined sugars. You can easily substitute it with honey, agave nectar, or another natural liquid sweetener you prefer. Adjust the amount to your desired level of sweetness.
  • Salt: Just a pinch of salt is vital. It doesn’t make the oatmeal salty but rather enhances and balances the sweetness and deepens the flavors of all the other ingredients, particularly the chocolate.
  • Chocolate Chips: The star of the show! Semi-sweet chocolate chips are classic, offering a perfect balance of sweetness and rich cocoa flavor. Don’t be shy – mix some into the batter and save a handful to sprinkle on top before baking for those irresistible melty pockets. You can also use dark chocolate chips for a more intense flavor or milk chocolate for a sweeter profile.
  • Baking Powder: This leavening agent is essential for giving the baked oatmeal its light, fluffy, and cake-like lift. Ensure your baking powder is fresh for optimal results; old baking powder can result in a dense product.
  • Bananas: Ripe bananas (2 small or 1 large) are key to both the natural sweetness and moist texture of this recipe. As they bake, their sweetness intensifies, adding a lovely fruity note that pairs wonderfully with chocolate. Make sure they are well mashed for even distribution.
  • Milk: Provides necessary liquid to hydrate the oats and create the right consistency. Regular dairy milk works perfectly, but feel free to use your preferred non-dairy milk alternative such as almond milk, oat milk, or soy milk to make the recipe dairy-free.
  • Cinnamon: A hint of warm cinnamon spice elevates the flavor profile, adding a cozy aromatic touch that complements the chocolate and oats beautifully. If you’re not a fan of cinnamon, it can be omitted without compromising the integrity of the recipe.
  • Vanilla Extract: A splash of vanilla extract deepens and enhances all the other flavors, particularly the sweetness and the chocolate. It adds another layer of complexity to the overall taste.
  • Cooking Spray: For easy removal and to prevent sticking, a quick spray of non-stick cooking spray on your baking dish is recommended. Alternatively, you can line the dish with parchment paper, leaving an overhang to easily lift the entire slab of baked oatmeal once cooled.

How To Prepare Delicious Chocolate Chip Baked Oatmeal

Making this delightful Chocolate Chip Baked Oatmeal is incredibly straightforward, perfect for a no-fuss breakfast. Follow these simple steps for a perfect bake every time:

  • Step 1: Preheat and Prepare. Begin by preheating your oven to 375°F (190°C). While the oven heats, lightly grease your baking dish with non-stick cooking spray, or line it with parchment paper for effortless removal later. This ensures your baked oatmeal won’t stick and will come out perfectly intact.
  • Step 2: Combine the Wet Ingredients. In a large mixing bowl, start by mashing your ripe bananas thoroughly until smooth. Riper bananas will mash more easily and provide more natural sweetness. To this, add your liquid ingredients: milk, room-temperature egg, melted peanut butter, melted and slightly cooled coconut oil, and maple syrup. Whisk everything together until the mixture is well combined and smooth.
  • Hands mixing wet ingredients like mashed bananas, milk, egg, peanut butter, and maple syrup in a bowl for chocolate chip baked oatmeal batter.
    Thoroughly combine the wet ingredients to form the base of your delicious oatmeal bake.
  • Step 3: Integrate Dry Ingredients. In a separate, medium-sized bowl, you can whisk together all the dry ingredients: rolled oats, quick oats, cinnamon, salt, and baking powder. This ensures they are evenly distributed. Alternatively, for a quicker approach, you can add these dry ingredients directly into your bowl of wet ingredients. Whichever method you choose, mix everything together just until combined. Be careful not to overmix, as this can affect the texture.
  • Step 4: Fold in the Chocolate Chips. Once your batter is well mixed, gently fold in about half to two-thirds of your semi-sweet chocolate chips. Stir just enough to distribute them evenly throughout the mixture.
    Adding a generous amount of semi-sweet chocolate chips to the prepared baked oats batter in a mixing bowl.
    Stir in your favorite chocolate chips for bursts of delightful flavor in every bite.
  • Step 5: Prepare for Baking. Pour the prepared oats mixture into your greased or parchment-lined baking dish. Use a spatula to spread it evenly. If desired, sprinkle the remaining chocolate chips over the top of the oatmeal. This will create a beautiful, gooey chocolate topping once baked.
    The chocolate oatmeal bake mixture poured into a rectangular baking dish, topped with extra chocolate chips, ready to be placed in the oven.
    Evenly spread the oatmeal mixture in your baking dish for a consistent bake.
  • Step 6: Bake to Perfection. Transfer the baking dish to your preheated oven and bake for 30-35 minutes. The oatmeal is fully cooked when the edges are lightly browned, the top looks set, and a toothpick inserted into the center comes out mostly clean (a few moist crumbs are fine).
  • Step 7: Cool and Serve. Once baked, carefully remove the dish from the oven. Allow the Chocolate Chip Baked Oatmeal to cool for at least 5-10 minutes before slicing and serving. This resting time allows the oatmeal to set properly, making it easier to cut into neat squares. Serve warm, perhaps with an extra drizzle of maple syrup, a dollop of yogurt, or a side of fresh seasonal fruits for a truly complete breakfast experience.

Expert Tips for the Best Chocolate Chip Baked Oatmeal

Achieving perfectly tender, flavorful, and easy-to-make Chocolate Chip Baked Oatmeal is simple with a few helpful tips:

  • Optimal Oat Blend: For the most satisfying texture, it’s highly recommended to use a combination of both rolled old-fashioned oats and quick oats. The rolled oats provide a hearty chew, while the quick oats help create a cohesive, softer “cake-like” consistency that binds everything together beautifully.
  • Temperature Matters for Oils: If using coconut oil, melt it thoroughly but allow it to cool slightly before adding it to your wet ingredients. Adding hot oil directly to eggs can cause them to scramble or cook prematurely.
  • Room Temperature Ingredients: For a smoother batter and more consistent bake, try to bring your milk and eggs to room temperature for about 15 minutes before mixing. This helps all the ingredients combine more easily without curdling or solidifying.
  • Chocolate Choices: While semi-sweet chocolate chips are a classic choice, don’t hesitate to experiment! You can use dark chocolate chips for a richer, less sweet profile, milk chocolate for extra sweetness, or even chopped chocolate chunks for larger pockets of melted goodness. Get creative with other baking chips like white chocolate, butterscotch, or even mint for seasonal variations.
  • Nut Butter Variety: Peanut butter adds a distinct flavor and creaminess, but you can easily swap it for your favorite nut or seed butter. Almond butter, cashew butter, or even a nut-free option like sunflower seed butter will work, allowing you to customize the taste and accommodate allergies.
  • Extra Topping: For an extra decadent finish, sprinkle additional chocolate chips (or even some chopped nuts) on top of the oatmeal mixture just before baking. These will melt beautifully on the surface, creating an appealing crust.
  • Make-Ahead Marvel: This recipe is ideal for meal prepping! You can prepare the entire dish the night before, cover it, and refrigerate. In the morning, simply pop it into the preheated oven. This saves valuable time during busy mornings.
  • The Importance of Resting: Once baked, resist the urge to slice immediately. Allow the baked oatmeal to rest for 5-10 minutes after removing it from the oven. This cooling time allows it to set and firm up, making it much easier to cut into clean, portioned squares.
  • Flavorful Garnish: A drizzle of melted peanut butter or a sprinkle of flaky sea salt over the warm baked oatmeal can add another layer of flavor and visual appeal.
  • Serving Enhancements: Serve your warm slices with a generous drizzle of maple syrup or honey, a dollop of Greek yogurt for added protein, or a side of fresh berries (strawberries, blueberries, raspberries) or sliced bananas to complete the meal.
Perfectly baked squares of chocolate chip oatmeal visible in a baking dish, ready to be portioned and served.
Enjoy these wholesome squares of chocolate chip baked oatmeal, perfect for any time of day.

Frequently Asked Questions About Chocolate Chip Baked Oatmeal

Is chocolate chip baked oatmeal gluten-free?

While oats are naturally gluten-free, they are often processed in facilities that also handle gluten-containing grains, leading to cross-contamination. If you have celiac disease or severe gluten sensitivities, it’s crucial to use certified gluten-free oats. Always check the packaging to ensure the “gluten-free” label.

Can I make this baked oats recipe vegan?

Absolutely! This recipe can be easily adapted to be vegan-friendly. You will need to make a few substitutions: replace regular milk with any non-dairy milk (almond, oat, soy), use a flax egg or other egg replacer (such as 1/4 cup applesauce or mashed banana in place of one egg), and ensure your chocolate chips are certified vegan. The coconut oil and maple syrup are already vegan-friendly.

Do I need a blender to make baked oats?

No, a blender is not required for this particular recipe. You simply combine all of the wet ingredients, then fold in the dry ingredients and chocolate chips in mixing bowls. This method results in a hearty, chewier texture with visible oat pieces, which many people prefer. Some baked oats recipes do use a blender to achieve a smoother, more uniform, and very cake-like consistency, but it’s completely optional for this version.

How do I store and reheat chocolate oatmeal bake?

This Chocolate Chip Baked Oatmeal is an excellent make-ahead option. Once completely cooled, store any leftovers in an airtight container in the refrigerator for up to 3-4 days. To reheat individual portions, you can warm them in the microwave for 30-60 seconds until heated through. Alternatively, you can warm slices in a preheated oven at 300°F (150°C) for 10-15 minutes, or until warm. It can also be enjoyed cold directly from the fridge for a quick snack!

Can I freeze chocolate chip baked oatmeal?

Yes, this baked oatmeal freezes beautifully! After allowing it to cool completely, cut the oatmeal into individual portions. Wrap each portion tightly in plastic wrap, then place them in a freezer-safe bag or airtight container. It can be frozen for up to 3 months. When you’re ready to enjoy, defrost the oatmeal overnight in the refrigerator, then warm individual portions in the microwave or oven as described above.

What are the best serving suggestions for chocolate chip baked oats?

To make this a full and satisfying breakfast, consider serving your warm Chocolate Chip Baked Oatmeal with a variety of delicious accompaniments. Fresh fruit (berries, sliced bananas, apples) adds natural sweetness and vitamins. A dollop of Greek yogurt or a drizzle of warm milk can add creaminess. For beverages, pair it with an Easy Fruit Salad, a homemade Whipped Coffee (Dalgona Coffee), or a vibrant Orange Smoothie prepared 3 Ways. It also makes a fantastic grab-and-go snack!

A beautifully arranged plate featuring a square of chocolate chip baked oatmeal, fresh raspberries, sliced bananas, and a fork, illustrating a perfect breakfast.
This wholesome and hearty baked oatmeal is a fantastic way to nourish your body.

Explore More Delicious Oatmeal Recipes

If you’ve enjoyed the simplicity and deliciousness of this Chocolate Chip Baked Oatmeal, you’re in for a treat! Oatmeal is incredibly versatile and makes for a fantastic healthy meal any time of day. Discover more creative and comforting ways to enjoy oats with these other popular recipes:

  • Creamy Chocolate Peanut Butter Oatmeal
  • Classic Baked Chocolate Oatmeal
  • Effortless Chocolate Overnight Oats
  • Warm Apple Cinnamon Baked Oatmeal Cups
  • Irresistible Chocolate Chip Banana Baked Oats

I genuinely hope you find joy in all the recipes I share, especially this delightful Chocolate Chip Baked Oatmeal recipe. It’s truly a labor of love to bring these healthy and flavorful options to your kitchen. Please give it a try, savor every bite, and if you love it as much as I do, consider leaving a rating and sharing it with your friends and family!

If you make this recipe and enjoy it, I would be thrilled to hear from you! Please leave a star rating and a comment below to share your experience. Don’t forget to use my hashtag #CookinWithMima when you share your delicious creations on Instagram – I love seeing your culinary adventures! Additionally, stay connected and follow me at Cookin’ With Mima on FACEBOOK |INSTAGRAM |PINTEREST for all my latest social posts, kitchen tips, and new recipes. Happy cooking!

A plate with chocolate chip baked oats, fruit and a fork.

Chocolate Chip Baked Oatmeal

By: Mariam Ezzeddine

This simple make-ahead chocolate oatmeal bake is loaded with heart-healthy oats, bananas, peanut butter, and lots of chocolate. Free from refined sugars, you can feel good about serving baked oatmeal with chocolate chips to your whole family.

  • Prep Time: 10 minutes
  • Cook Time: 35 minutes
  • Total Time: 45 minutes
  • Servings: 6 servings

Equipment

  • 10.5″ X 7.5″ Baking Dish

Ingredients

  • 1½ cup rolled old-fashioned oats
  • 1 cup quick oats
  • ¼ cup creamy peanut butter, melted
  • 2 tbsps coconut oil
  • 1 whole egg
  • ¼ cup maple syrup
  • ⅛ tsp salt, a pinch
  • ½ cup semi-sweet chocolate chips, plus more for topping
  • 1 tsp baking powder
  • 2 small bananas, or one large
  • 1¾ cup milk
  • ¼ tsp cinnamon
  • 1 tsp vanilla extract, optional
  • Non-stick cooking spray

Instructions

  1. Preheat oven to 375 F (190°C).
  2. In a bowl, mash up the bananas. Then add in all the wet ingredients: milk, egg, melted peanut butter, melted coconut oil, and maple syrup. Whisk until well combined.
  3. In another bowl, mix all the dry ingredients: rolled oats, cinnamon, quick oats, salt, and baking powder. Alternatively, add them directly into the wet ingredients and mix everything together just until combined.
  4. Once well combined, gently fold in the chocolate chips.
  5. Spray a baking dish with some cooking spray and add in the oats mixture. Top with some additional chocolate chips if desired.
  6. Bake in the oven for 30-35 minutes, or until fully cooked, when edges and top are lightly browned.
  7. Remove from the oven and allow to cool for a few minutes before serving. Serve with some maple syrup and fresh fruits if desired.

Notes

  • Use both rolled oats and quick oats for the best texture.
  • Melt the coconut oil but allow it to cool slightly before adding to the mixture.
  • Bring the milk and eggs to room temperature for 15 minutes for easier mixing.
  • Use chocolate chips or chunks of chocolate. You can even experiment with other flavors of baking chips.
  • Swap the peanut butter for your favorite nut or seed butter.
  • Top with additional chocolate before baking for extra melty goodness.
  • Make ahead and reheat for a quick and simple breakfast option throughout the week.
  • Let the baked oatmeal rest for 5-10 minutes before serving to allow it to set.
  • Drizzle melted peanut butter on top for a flavorful garnish.
  • Serve with maple syrup, honey, or fresh fruit for a complete breakfast.

Nutrition Information (per serving, approximate)

  • Calories: 427 kcal
  • Carbohydrates: 53g
  • Protein: 11g
  • Fat: 21g
  • Saturated Fat: 10g
  • Polyunsaturated Fat: 3g
  • Monounsaturated Fat: 6g
  • Trans Fat: 1g
  • Cholesterol: 9mg
  • Sodium: 217mg
  • Potassium: 521mg
  • Fiber: 6g
  • Sugar: 23g
  • Vitamin A: 145 IU
  • Vitamin C: 3mg
  • Calcium: 148mg
  • Iron: 3mg