Transform your morning routine with a delightful twist! This **Chocolate Chip Banana Baked Oats** recipe offers a wholesome and incredibly tasty start to your day. Imagine indulging in something that feels as decadent as cake, yet is packed with nutritious goodness. Inspired by the viral #BakedOats trend that swept across social media platforms like TikTok, this recipe delivers on the promise of a comforting, dessert-like breakfast. Its exquisite blend of ripe bananas and rich chocolate chips evokes the beloved flavors of freshly baked chocolate chip banana bread, making every spoonful a truly satisfying experience.

Beginning your day with this healthy baked oats recipe is not just easy, it’s a genuine pleasure. Each serving is a powerhouse of essential nutrients, featuring the sustained energy of oats, the natural sweetness and potassium from bananas, a good boost of protein, and the irresistible allure of chocolate. This isn’t just another breakfast; it’s a warm, fulfilling meal that sets a positive tone for the hours ahead. Whether you’re a busy professional, a student, or simply looking for a convenient yet gourmet breakfast option, this baked oatmeal recipe is a must-try. Discover the joy of a truly satisfying morning meal that supports your well-being without compromising on flavor.
For those eager to explore more simple, delicious, and healthy breakfast ideas, don’t miss out on other popular recipes. Consider trying my Mini Pancake Cereal (3 Flavors), a fun and versatile option that can brighten any morning.
Why You’ll Love This Chocolate Chip Banana Baked Oats Recipe
Our **Chocolate Chip Banana Baked Oats** recipe isn’t just another breakfast option; it’s a game-changer for anyone seeking a convenient, delicious, and nutritious start to their day. Here’s why this baked oatmeal will quickly become a cherished part of your morning routine:
- The Perfect Breakfast for One: This recipe is meticulously crafted to produce a single, perfectly portioned serving of baked oats, ideal for individual enjoyment without any waste. However, its versatility means you can effortlessly scale it up by doubling or tripling the ingredients. Simply use multiple ramekins or a larger baking dish to accommodate more servings for family or guests.
- Irresistibly Delicious Flavor Combination: The timeless pairing of ripe bananas and rich chocolate chips creates a symphony of flavors that is simply unbeatable. The natural sweetness of the banana perfectly complements the semi-sweet chocolate, resulting in a comforting and indulgent taste reminiscent of your favorite dessert. This delightful combination ensures that even those who are typically hesitant about oatmeal will be asking for seconds.
- Remarkably Easy to Prepare: True to the spirit of popular social media trends, this chocolate chip banana baked oats recipe is designed for maximum ease and minimal fuss. With straightforward steps and readily available ingredients, you can whip up this gourmet-ttasting breakfast in no time. It’s perfect for busy mornings when you crave something special but don’t have hours to spend in the kitchen.
- Wholesome and Nutritious: Beyond its incredible taste, this baked oatmeal is a nutritional powerhouse. Oats are renowned for their fiber content, promoting digestive health and sustained energy release, keeping you full and focused throughout your morning. Bananas provide essential vitamins and minerals, while the inclusion of an egg adds a good source of protein. It’s a breakfast that fuels your body and satisfies your cravings simultaneously.
- Customizable to Your Liking: While the classic chocolate chip banana combination is a winner, this baked oats recipe is incredibly flexible. You can easily adjust the sweetness level by modifying the amount of maple syrup, swap out milk types for dairy-free alternatives, or even experiment with different mix-ins and toppings. This adaptability ensures that your baked oats can always be tailored to your personal preferences and dietary needs.
- Excellent for Meal Prepping: Prepare a batch of these baked oats ahead of time, and you’ll have a convenient and healthy breakfast ready to go for several days. They store beautifully in the refrigerator and can be quickly reheated, making them an ideal option for busy individuals who appreciate the value of pre-planned meals.
Essential Ingredients for Perfect Chocolate Chip Banana Baked Oats
Creating these heavenly Chocolate Chip Banana Baked Oats requires a few simple, wholesome ingredients. Each component plays a crucial role in achieving the perfect texture, flavor, and nutritional profile. Here’s a closer look at what you’ll need:
- Old-Fashioned Rolled Oats: The foundation of our baked oats! Rolled oats provide that satisfying chewiness and hearty texture once baked. They are blended to create a flour-like consistency, which is key to the cake-like result. While old-fashioned oats are preferred for their robust texture and nutritional benefits, quick oats can be substituted in a pinch if you’re aiming for an even smoother batter. Just be aware that quick oats might result in a slightly less robust flavor.
- Ripe Banana: This is where the magic happens! A ripe banana (the one with plenty of brown spots) is essential. It contributes natural sweetness, a creamy texture, and that unmistakable fruity aroma. The riper the banana, the sweeter and more pronounced its flavor will be, reducing the need for additional sweeteners. It’s also a fantastic source of potassium and dietary fiber.
- Maple Syrup: Our chosen sweetener, maple syrup, offers a rich, natural flavor that complements the banana beautifully. The quantity can be easily adjusted to suit your personal preference for sweetness. For a less sweet option, start with a smaller amount; if you have a sweet tooth, add a touch more. Honey can also be a delightful alternative if you prefer its distinct taste.
- Baking Powder: This leavening agent is critical for giving your baked oats that desirable light, airy, and cake-like rise. Without it, your oats would be dense and heavy, missing the signature fluffy texture. Ensure your baking powder is fresh for optimal results.
- Egg: A single whole egg acts as a binder, helping to hold all the ingredients together and providing structure to the baked oats. It also contributes to the rich, moist texture and adds a boost of protein. There’s no need to worry about the egg being at room temperature; straight from the fridge is perfectly fine. For a vegan option, a flax egg (1 tbsp ground flaxseed meal + 3 tbsp water, let sit for 5 minutes) can be a great substitute.
- Vanilla Extract: Pure vanilla extract elevates the overall flavor profile, adding a warm, aromatic depth that enhances both the banana and chocolate notes. Always opt for pure vanilla extract for the best possible taste experience.
- Milk: Milk helps achieve the ideal batter consistency and adds to the creamy texture. While whole milk was used in the original recipe for its richness, feel free to use any milk of your choice. Almond milk, soy milk, or oat milk are excellent dairy-free alternatives that won’t compromise the flavor or texture.
- Semi-Sweet Chocolate Chips or Chunks: The star of the show! Semi-sweet chocolate chips or chunks provide pockets of melted chocolatey goodness that perfectly balance the sweetness of the banana and maple syrup. The choice between chips and chunks is yours; chunks offer a more intense chocolate experience with larger melted pools. Dark chocolate can also be used for a richer, less sweet profile, while milk chocolate might appeal to those who prefer a sweeter treat.
- Dash of Salt: A tiny pinch of salt might seem insignificant, but it’s a flavor enhancer. It brightens and balances all the other ingredients, making the banana and chocolate flavors pop even more. Don’t skip this small but mighty addition!

How to Effortlessly Create Your Chocolate Chip Banana Baked Oats
Crafting these delectable Chocolate Chip Banana Baked Oats is surprisingly simple, requiring just a few steps and minimal hands-on time. Follow these detailed instructions to achieve a perfectly baked, cake-like breakfast treat:
- Step 1: Prepare Your Oven and Bakeware: Begin by preheating your oven to 350°F (175°C). This ensures that when your oats go in, they start baking immediately and evenly. Position an oven rack in the middle of your oven, which is typically the sweet spot for consistent heat distribution. For baking, you’ll want an 8oz ramekin. If you don’t have one, two smaller ramekins or an oven-safe mug will work, but keep an eye on the baking time as it may vary. Lightly spray your chosen ramekin(s) with baking spray to prevent sticking, ensuring an easy release once baked.
- Step 2: Blend the Core Ingredients to Perfection: In a high-speed blender, combine all your ingredients except for the chocolate chips (or chunks). This includes the old-fashioned rolled oats, ripe banana, maple syrup, baking powder, egg, vanilla extract, milk, and a dash of salt. Blend these ingredients together until the mixture is completely smooth and creamy. You’re aiming for a consistency similar to a thick pancake batter, free of any oat or banana lumps. A smaller blender might be particularly useful here to ensure the blades fully incorporate all ingredients.


- Step 3: Assemble in the Ramekin with Chocolate: Carefully pour the smooth oat batter into your prepared 8oz ramekin. Once the batter is in, it’s time for the chocolate chips! Sprinkle a generous amount of chocolate chips or chunks over the top of the batter. For an extra chocolatey experience throughout, you can also gently push some of the chocolate pieces into the batter with a spoon. This ensures pockets of melted chocolate are dispersed evenly within the baked oats, not just on the surface.


- Step 4: Bake to Golden Perfection: Place the ramekin gently into your preheated oven. Bake for approximately 25 minutes. Oven temperatures can vary, so it’s wise to start checking for doneness around the 20-minute mark. The baked oats are ready when the top is golden brown, and the center is set – it should not be jiggly or liquid in any way. Be careful not to overcook, as this can lead to a dry texture. A toothpick inserted into the center should come out clean or with moist crumbs attached.
- Step 5: Cool Slightly and Indulge: Once baked, carefully remove the ramekin from the oven. Allow your delicious oat cake to cool for just a couple of minutes. This brief resting period helps it set further and makes it easier to eat. For an extra touch of decadence, drizzle some additional melted chocolate over the top, or add a dollop of your favorite topping like a spoonful of nut butter, fresh berries, or a dusting of cinnamon. Serve warm and enjoy your healthy, cake-like breakfast!

Expert Tips for the Best Chocolate Chip Banana Baked Oats
Achieving the perfect texture and flavor for your Chocolate Chip Banana Baked Oats is easy with these helpful tips. These insights will ensure your baked oatmeal is consistently delicious and cake-like every time:
- Milk Choices for Optimal Creaminess: This baked oats recipe inherently includes milk, which contributes to its rich, moist texture. While whole milk offers a creamy base, it’s incredibly versatile. Feel free to swap it with any plant-based milk to suit dietary preferences. Almond milk, oat milk, soy milk, or even cashew milk are excellent dairy-free alternatives that will yield equally delightful results without altering the core flavor profile significantly.
- The Essential Role of Baking Powder: Do not underestimate or skip the baking powder! It is a crucial ingredient that helps your chocolate chip banana baked oats rise beautifully and achieve that desired fluffy, cake-like consistency. Without sufficient baking powder, your baked oatmeal might turn out dense and heavy, losing its appealing light texture. However, be mindful not to add too much, as an excess can impart a metallic or bitter taste to your final product.
- Blender Power for Smooth Texture: For that signature smooth, homogeneous batter, a high-speed blender is your best friend. You want all ingredients, especially the oats, to be thoroughly pulverized and combined. A powerful blender ensures there are no chunky bits of banana or oat flakes left, contributing to the “cake for breakfast” experience. If you’re using a smaller blender, you might find it beneficial to pause and scrape down the sides occasionally to ensure everything gets caught by the blade and blends evenly.
- Incorporating Chocolate Chips: Due to the naturally thick consistency of the baked oats batter, chocolate chips tend to settle on the top during baking if not properly integrated. If you prefer to have chocolate distributed throughout the entire oat cake, make sure to gently stir a portion of the chocolate chips directly into the batter before pouring it into the ramekin. Then, sprinkle the remaining chips on top for a visually appealing finish. This technique ensures you get a burst of chocolate in every bite.
- Sweetener Alternatives: Maple syrup provides a wonderful, natural sweetness and a subtle depth of flavor. However, if you’re looking for an alternative or simply prefer a different taste, honey can be an excellent substitute. Both sweeteners are liquid, so they will integrate seamlessly into the batter. Adjust the amount based on the ripeness of your banana and your desired level of sweetness.
- Optimal Storage and Freshness: These delicious baked oats are fantastic for meal prep! Once baked and cooled, they can be stored in an airtight container in the refrigerator for up to 2 to 3 days. This makes them a convenient grab-and-go option for busy weekday mornings.
- Reheating for Instant Warmth: To enjoy your leftover baked oats, simply reheat them gently. A quick minute or so in the microwave is usually sufficient to warm them through, restoring their comforting, freshly baked feel. You can also briefly warm them in a conventional oven if you prefer.

Frequently Asked Questions About Chocolate Chip Banana Baked Oats
Absolutely! Despite its luscious cake-like texture and the delicious addition of chocolate, this baked oatmeal remains a wonderfully healthy breakfast choice. At its core, it’s oatmeal, which is recognized for being a whole grain powerhouse. Oats provide significant dietary fiber, aiding digestion and promoting satiety, while bananas add essential vitamins and potassium. The moderate use of natural sweeteners and the inclusion of protein-rich ingredients like eggs make this a balanced and nutritious way to kickstart your day.
Yes, this baked oatmeal is naturally gluten-free, provided you use certified gluten-free oats. While oats themselves are inherently gluten-free, they can sometimes be cross-contaminated with gluten-containing grains during processing. Always look for packaging specifically labeled “gluten-free” if you have celiac disease or a gluten sensitivity.
For a single, perfectly portioned serving, an 8-ounce (about 1 cup) ramekin is ideal. This size allows the oats to rise beautifully and cook evenly. If you don’t have an 8-ounce ramekin, you can certainly use two smaller ones, or even an oven-safe mug. Just remember to monitor the baking time carefully, as smaller vessels may cook faster and require less time in the oven.
No, it is not recommended to use steel-cut oats for this baked oats recipe. The process involves blending the rolled oats to create a fine, flour-like consistency, which is crucial for achieving the cake-like texture. Steel-cut oats are much coarser and will not break down in the same way, resulting in a completely different texture that will not resemble the desired “oat cake.” Stick to old-fashioned rolled oats for the best results.
Reheating baked oats is quick and easy! For a single serving, simply place it in the microwave and heat for about 1 minute, or until warmed through. If you’re reheating multiple servings or prefer an oven method, you can warm them in a preheated oven at 300°F (150°C) for 5-10 minutes, or until heated to your liking.
The beauty of baked oats lies in their versatility! Feel free to customize them with a wide array of additions. Before baking, consider mixing in shredded coconut, chopped nuts (like walnuts or pecans), dried cranberries, or a pinch of cinnamon or nutmeg for extra flavor. After baking, a drizzle of peanut butter, a spoonful of Greek yogurt, fresh berries, or a dusting of cocoa powder can take your baked oats to the next level. You can even arrange banana slices on top before baking for a caramelized banana crust.
Yes, absolutely! To make these chocolate chip banana baked oats vegan, you’ll need to make two simple substitutions. Replace the whole egg with a “flax egg” (mix 1 tablespoon of ground flaxseed meal with 3 tablespoons of water and let it sit for 5 minutes until it thickens) or, in many baked oat recipes, you can even omit the egg completely if the batter consistency is still good. Additionally, ensure you use a plant-based milk (such as almond, soy, or oat milk) and choose vegan-friendly chocolate chips.

More Irresistible Breakfast Recipes You’ll Love
If you’ve enjoyed the simplicity and deliciousness of these Chocolate Chip Banana Baked Oats, you’re in for a treat! Explore more breakfast delights that are perfect for any day of the week, ranging from healthy options to indulgent treats:
- Healthy Oat Banana Bread
- Best Crepe Recipe
- Pumpkin Spice French Toast
- Cinnamon Swirl French Toast
- Whipped Coffee (Dalgona Coffee)
We truly hope you’ll enjoy every recipe shared here, especially this delightful Chocolate Chip Banana Baked Oats. We encourage you to try it, savor every bite, leave a rating, and share this wonderful recipe with your friends and family. It’s a perfect way to bring joy to your mornings!
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Chocolate Chip Banana Baked Oats
Ingredients
- ½ cup old fashion oats, rolled oats
- 1 small banana
- 1-2 tbsps. maple syrup, more or less to taste
- 1 tsp. baking powder
- 1 whole egg
- 1 tsp. vanilla extract
- 2 tbsps. whole milk
- 2-3 tbsps. semi sweet chocolate chips or chunks, more or less per preference
- dash of salt
Toppings
- Drizzle of melted chocolate
Instructions
- Preheat oven to 350 F (175 C). Place oven rack in the middle.
- In a high-speed blender, combine oats, banana, maple syrup, baking powder, egg, vanilla extract, milk, and salt. Blend until mixture is smooth and creamy.
- Spray an 8oz ramekin with baking spray. Pour the batter into the prepared ramekin and top with chocolate chips (or chunks). For chocolate throughout, gently stir some chips into the batter before pouring.
- Bake in the preheated oven for approximately 25 minutes. Begin checking at 20 minutes; the baked oats should be golden on top and set in the center (not jiggly). Avoid overcooking to maintain moisture.
- Remove from the oven and allow to cool for a few minutes. Drizzle with melted chocolate or your favorite toppings, then serve warm.
Notes
- This baked oats recipe is versatile; feel free to swap the whole milk for any type of milk, such as almond milk, for a dairy-free option.
- Baking powder is essential for achieving a light, cake-like texture; it helps the baked oats rise and prevents them from becoming dense. Do not use too much, as it can affect the taste.
- For the smoothest batter, use a high-speed blender. A smaller blender can be particularly effective in ensuring all ingredients are thoroughly blended.
- Due to the batter’s thickness, stir in chocolate chips if you want them mixed throughout the dough; otherwise, they may remain mostly on top.
- Maple syrup can be replaced with honey if preferred, adjusting the quantity to taste.
Nutrition
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